[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spusa.cz\/neni-pujcka-jako-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.spusa.cz\/neni-pujcka-jako-pujcka\/","headline":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","description":"Pen\u00edze si ob\u010das pot\u0159ebuje p\u016fj\u010dit ka\u017ed\u00fd. Podnikatel stejn\u011b jako n\u011bkdo, kdo si chce koupit n\u011bco jenom s\u00e1m pro svoji pot\u0159ebu, n\u011bkdo se zoufale n\u00edzk\u00fdmi p\u0159\u00edjmy stejn\u011b jako ten, kdo m\u00e1 sice p\u0159\u00edjmy nemal\u00e9, ale pot\u0159eby v\u00edce ne\u017e velk\u00e9. A pokud si n\u011bkdo pot\u0159ebuje p\u016fj\u010dit, hled\u00e1 logicky n\u011bkoho, kdo by mu mohl vyhov\u011bt, kdo pen\u00edze m\u00e1 […]","datePublished":"2019-09-01","dateModified":"2019-09-01","author":{"@type":"Person","@id":"https:\/\/www.spusa.cz\/author\/#Person","name":"","url":"https:\/\/www.spusa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4a71ad3e3da672fdab00dac6e0f7e744f8cb217202b101d0ffab0cf07645e95c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4a71ad3e3da672fdab00dac6e0f7e744f8cb217202b101d0ffab0cf07645e95c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spusa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spusa.cz\/wp-content\/uploads\/img_a365979_w2314_t1578583941.jpg","url":"https:\/\/www.spusa.cz\/wp-content\/uploads\/img_a365979_w2314_t1578583941.jpg","height":0,"width":0},"url":"https:\/\/www.spusa.cz\/neni-pujcka-jako-pujcka\/","about":["Internet"],"wordCount":463,"articleBody":"   Pen\u00edze si ob\u010das pot\u0159ebuje p\u016fj\u010dit ka\u017ed\u00fd. Podnikatel stejn\u011b jako n\u011bkdo, kdo si chce koupit n\u011bco jenom s\u00e1m pro svoji pot\u0159ebu, n\u011bkdo se zoufale n\u00edzk\u00fdmi p\u0159\u00edjmy stejn\u011b jako ten, kdo m\u00e1 sice p\u0159\u00edjmy nemal\u00e9, ale pot\u0159eby v\u00edce ne\u017e velk\u00e9. A pokud si n\u011bkdo pot\u0159ebuje p\u016fj\u010dit, hled\u00e1 logicky n\u011bkoho, kdo by mu mohl vyhov\u011bt, kdo pen\u00edze m\u00e1 a poskytuje jin\u00fdm. Ov\u0161em takov\u00e9 hled\u00e1n\u00ed nejednou neb\u00fdv\u00e1 ani trochu snadn\u00e9. Poskytovatel\u016f p\u016fj\u010dek u n\u00e1s sice m\u00e1me nem\u00e1lo, jen\u017ee jakmile tito nejednou zv\u011bd\u00ed, jak si ten kter\u00fd \u017eadatel stoj\u00ed, jak je na tom t\u0159eba v ot\u00e1zce v\u00fd\u0161e p\u0159\u00edjm\u016f, da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed, z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f, dal\u0161\u00edch dluh\u016f, exekuc\u00ed a podobn\u011b, \u201aza\u0159ad\u00ed zp\u00e1te\u010dku\u2018. Tedy odm\u00edtnou toho, kdo se na n\u011b obr\u00e1t\u00ed. Nelze je za to pran\u00fd\u0159ovat. Zkr\u00e1tka je to \u017eiv\u00ed, a kdyby nerozumn\u011b p\u016fj\u010dovali n\u011bkomu, kdo je notn\u011b problematick\u00fd, mohli by sami zkrachovat a dostat se do pozice t\u011bch, jim\u017e by mohla rovn\u011b\u017e zachr\u00e1nit existenci jedin\u011b p\u016fj\u010dka. A proto\u017ee nikdo nem\u00e1 v\u011b\u0161teckou kouli a nedok\u00e1\u017ee tak u\u017e v p\u0159edstihu zjistit, zda a jak bude ten kter\u00fd \u017eadatel spl\u00e1cet, je zkr\u00e1tka v n\u011bkter\u00fdch situac\u00edch lep\u0161\u00ed nevyhov\u011bt a m\u00edt sv\u00e9 jist\u00e9. Ov\u0161em co si m\u00e1 po\u010d\u00edt ten, kdo p\u016fj\u010dku pot\u0159ebuje, ale v bance neusp\u011bje? Pro takov\u00e9ho se m\u016f\u017ee st\u00e1t v\u00edce ne\u017e ide\u00e1ln\u00edm \u0159e\u0161en\u00edm americk\u00e1 hypot\u00e9ka Fahd. Pro\u010d pr\u00e1v\u011b tato? Vlastn\u011b z nejednoho d\u016fvodu.  Nebankovn\u00ed spole\u010dnost prakticky nezaj\u00edmaj\u00ed jak dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy \u017eadatele, tak dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Sta\u010d\u00ed, pokud bude m\u00edt \u017eadatel z \u010deho spl\u00e1cet.  Probl\u00e9mem tu nemus\u00ed b\u00fdt ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, pokud tyto zjevn\u011b nejsou u\u010din\u011bnou katastrofou.  Nemus\u00ed vadit ani dal\u0161\u00ed dluhy nebo exekuce.  To v\u0161e, co zazn\u011blo v p\u0159edchoz\u00edch bodech, je tu toti\u017e nahrazeno nutnost\u00ed d\u00e1t coby z\u00e1ruku za to, \u017ee v\u0161e bude splaceno, do z\u00e1stavy vhodnou nemovitost.   Tak\u017ee tu usp\u011bje i ten, kdo je na tom notn\u011b nevaln\u011b a jin\u00e9 poskytovatele nezaj\u00edm\u00e1. Proto\u017ee nemovitost maj\u00ed mnoz\u00ed. A pro\u010d ji nevyu\u017e\u00edt coby z\u00e1ruku, kdy\u017e se t\u00edm pro \u017eadatele vlastn\u011b nic nezm\u011bn\u00ed, \u017ee? Pro\u010d si tak nep\u0159ij\u00edt k pen\u011bz\u016fm rychle, pohodln\u011b a s jistotou \u00fasp\u011bchu? No \u0159ekn\u011bte sami.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","item":"https:\/\/www.spusa.cz\/neni-pujcka-jako-pujcka\/#breadcrumbitem"}]}]